Chattel Mortgage

Select from the Product options below:

• Commercial Hire Purchase
• Finance Lease
• Chattel Mortgage
• Insurance Premium Funding
• Property Loan
  • Residential, Owner Occupier, Investment
  • Commercial, Owner Occupier, Investment
• Business Loan - Term loan, Line of Credit
• Novated Lease
• Cashflow Finance (Factoring Invoice Discounting)
• Rental/Operating Lease
• Consumer Loan

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Chattel Mortgage is the appropriate product for companies or business people needing to purchase a motor vehicle or other equipment whilst retaining ownership. The financier secures the loan by registering a charge over the goods.

Suitable For:

• Anyone wishing to purchase goods that are for mostly business use.
• Motor vehicles, trucks, industrial plant and equipment, earthmoving machinery, professional equipment.

Benefits:

• No initial cash outlay necessary.
• The goods themselves act as security, so your other assets are not tied up.
• A balloon payment at the end of the term can be arranged to reduce the regular repayment amounts.
• Flexible terms are available.
• Depreciation and interest may be tax deductible.
• Normally input tax credit on the total cost of the goods is claimed back on the first BAS Statement

Features:

• Term 1 - 7 years
• $25,000 +
• Fixed interest rates
• Flexible repayments and methods available
• Stamp duty paid upfront at a lesser rate than normal commercial transactions